It’s very easy to find yourself with money worries, debts can spiral out of control and there are many reasons why this might happen. Seeking advice early can help you resolve your money problems whatever the cause or amount you owe.

Where can I get independent advice on my finances?

There are several ways to get free financial advice and help with debt if you are finding it hard to pay your everyday bills or debts.  

How can I maximise my income?

It is also important that you make sure you are receiving all the benefits you are entitled to.  For free, independent and impartial advice on benefits you can contact the Welfare Rights Team via MySandwell.